When Is Heath Insurance Not Insurance?

When it's really just pre-paid consumption and does not cover catastrophic medical costs. Thanks, TennCare.

Tennessee Governor Phil Bredesen's Candidacy for Secretary of Health and Human Services Dashed by MoveOn.org - WSJ.com: "The plan includes a cap on benefits of $25,000 a year. That's not enough to cover catastrophic medical events, but it does cover the health-care needs of most in the program."